It's a catch-22 if you've seen the value of your house skyrocket during the last several years. With a boosted property value, you now have plenty of equity to tap for such big-ticket items like home improvements or school tuition payments. Unfortunately, the rise in interest rates has tied your hands.
The solution would be to choose a home equity loan or a home equity line of credit. This could make a nice short-term solution for cash needs, and if you pay it off sooner than later, it could stand to help you in the long run.
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